Loans
We have a variety of loans available for you to choose from, including vehicle loans, signature loans, overdraft lines-of-credit, mortgages and home equity loans. Please review the information on our loan products, feel free to email us or contact us at (218) 225-2121 in Hoyt Lakes, (218) 865-6168 in Biwabik or (218) 748-6868 in Virginia.
Annual Skip A Pay: Call a loan officer today at any Branch to set this up for any one payment during the year.
- Everyone could use a little extra cash for fun and NorthRidge Community Credit Union can provide you, as a borrowing member in good standing, with that extra cash.
- Our Skip-A-Pay program allows you to defer your loan payment (s) on each loan one time during the year until the end of your loan.
- Sorry, but overdraft protection, home equity and mortgage loans are not eligible for this program.
LOAN RATES AS LOW AS* 7.00% APR
NorthRidge Community Credit Union's Merit-Based Lending Program provides members with the best rates within our financial institution market area. Under the Merit-Based Lending Program, members receive a loan rate based on their personal credit history - the better their credit, the better their rate. Members with an excellent credit rating receive a rate that's some of the lowest loan rates available in our market area today. Members with past credit issues will receive a rate that's competitive and, in many cases, lower than they might pay elsewhere. Length of loan set by Loan Officer. In some cases a down payment may be required. Actual APR may vary depending on fees, mortgage closing costs if applicable, and insurance. Rates offered are subject to change without notice.
Membership eligibility required.
Either stop in, call, or apply online today
Need New Wheels?
Ready Set Move In
 Whether it's your first home or your fifth, NorthRidge Community Credit Union can help. We are here to help you make all the right steps in buying a home. Find out how we can help, today.
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