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 Checking

Do you think all checking accounts are the same?
Do you think theres no difference between a bank and a credit union?
 
Compare NRCCUs checking account, look at our rates and then youll discover the difference. You see, at NRCCU our earnings are reinvested in our services and returned to our members in the form of better service, lower loan rates and higher dividends.  There are no outside stockholders to pay. That means we can pay higher dividends on our checking and savings accounts, and charge you less interest on loans.
 
 
Free Checking
  • No Minimum Balance
  • First Box of Checks Free
  • No Monthly Fees
  • No Dividends Earned
  • Unlimited Check Writing
  • Free Online Banking
  • Free estatements and enotifications
  • Free Classic BillPay-e 
  • Toll Free Express Teller Service
  • Free Debit Card
Safe & Secure - $4.95 Monthly
  • No Minimum Balance
  • .10% Dividend earned .10% Annual Percentage Yield (APY) paid quarterly*
  • One Free Boxes of checks per year
  • Free Online Banking
  • Free estatements and enotifications
  • Free Classic BillPay-e 
  • Toll Free Express Teller Service
  • Free Debit Card 
  • $10,000 Accidental Death Insurance 
  • Card Patrol
  • Payment Card Protection
  • Key Ring Protection
  • Everywhere Cash Savings
  • Hotel Savings Network
  • Destination Savings 
  • Plus many, many, many more 
Club 60 - $2.95 Monthly
  • No Minimum Balance
  • .10% Dividend earned .10% Annual Percentage Yield (APY) paid quarterly*
  • One Free Boxes of checks per year
  • Free Online Banking
  • Free estatements and enotifications
  • Free Classic BillPay-e 
  • Toll Free Express Teller Service
  • Free Debit Card
  • $100,000 in Accidental Death Insurance
  • Key Ring Protection 
  • Medical Emergency Data Card
  • Travel Advantages
  • Security Advantages
  • Plus many, many, many more

* Interest rate and APY are subject to change after the account is opened.  Monthly fees may reduce the earnings on this account.

 
Business Checking
Contact a Member Service Representative at (218) 471-2121 in Hoyt Lakes, at (218) 865-6143 in Biwabik or (218) 748-2609 in Virginia.  
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Hoyt Lakes Office
283 Kennedy Memorial Dr.
Hoyt Lakes, MN 55750
Phone: (218) 471-2121
Fax: (218) 225-3308
Biwabik Office
222 Main Street
PO BOX 935
Biwabik, MN 55708
Phone: (218) 865-6143
Fax: (218) 865-6154
Virginia Office
921 South 17th Street
Virginia, MN 55792
Phone: (218) 748-2609
Fax: (218) 741-8385
Ely Office
1321 East Sheridan Street
Ely, MN 55731
Phone: (855) 333-3297
Fax: (218) 365-3580