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Checking
Do you think all checking accounts are the same?
Do you think theres no difference between a bank and a credit union?
 
Compare NRCCUs checking account, look at our rates and then youll discover the difference. You see, at NRCCU our earnings are reinvested in our services and returned to our members in the form of better service, lower loan rates and higher dividends.  There are no outside stockholders to pay. That means we can pay higher dividends on our checking and savings accounts, and charge you less interest on loans.
 
Free Checking
  • No Minimum Balance
  • First Box of Checks Free
  • No Monthly Fees
  • No Dividends Earned
  • Unlimited Check Writing
  • Free Online Banking
  • Free estatements and enotifications
  • Free Classic BillPay-e 
  • Toll Free Express Teller Service
  • Free Quick Cash ATM Card
  • Free Quick Cash & Check Card
Membership Plus
  • No Minimum Balance
  • .30% Dividend earned .30% Annual Percentage Yield (APY) paid quarterly
  • 2 Free Boxes of checks per year
  • Free Online Banking
  • Free estatements and enotifications
  • Free Classic BillPay-e 
  • Toll Free Express Teller Service
  • Free Quick Cash ATM card
  • Free Quick Cash & Check Card
  • Free Money Orders
  • Free Travelers Checks for One
  • Free Photo Copies of Personal Documents
  • Free Faxes
  • $5.00 Discount on Safe Deposit Box Rental
  • Plus many, many, many more
 
Business Checking
Contact a Member Service Representative at (218) 225-2121 in Hoyt Lakes, at (218) 865-6168 in Biwabik or (218) 748-6868 in Virginia.  
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Hoyt Lakes Office
283 Kennedy Memorial Dr.
Hoyt Lakes, MN 55750
Phone: (218) 225-2121
Fax: (218) 225-3308
Biwabik Office
222 Main Street
PO BOX 935
Biwabik, MN 55708
Phone: (218) 865-6168
Fax: (218) 865-6154
Virginia Office
921 South 17th Street
Virginia, MN 55792
Phone: (218) 748-6868
Fax: (218) 748-6869