Mortgages
We provide both conforming and non-conforming mortgage loans to members and potential members of NorthRidge Community Credit Union and other credit unions in our region.
Exceptional personal service, fast and local decisions and a vast array of competitive rates and products is what you can expect to find at your full-service mortgage lender NorthRidge Community Credit Union. If you're a first-time home buyer, building your dream home, or refinancing your existing mortgage we have a loan for you at a great rate. And we will make the process fast and easy.
Whether you're making your first home purchase, relocating or refinancing an existing mortgage, looking for a fixed rate, an adjustable rate, or construction loan NorthRidge Community Credit Union’s dedicated mortgage team is here to help you make the right financing decision.
- Choose - Let MortgageClick help you find a program that is right for you. We'll provide you with customized loan options and provide information on NorthRidge Community Credit Union’s loan programs so you can make an informed decision.
- Apply - Log on anytime, day or night, complete our streamlined application and have a loan answer all within 15 minutes.
- Learn - If you're not quite ready to apply, MortgageClick is still the place to go to learn all about the mortgage process, first time home buyers programs, purchasing or refinancing information.
- More - To learn more about NorthRidge Community Credit Union, visit this section. There you will find our privacy policy, mortgage loan calculators, insurance information and property information.
Already Approved? Check your status now!
If applying online does not appeal to you, you have nothing to worry about. We still have the same dedicated Mortgage team ready and waiting to answer any of your questions and help you though the process in person. Please contact us.
Or you can call a Sr. Financial Service Officer
Hoyt Lakes (218) 225-2121, Biwabik (218) 865-6168or Virginia (218) 748-6868
You can also click on any of the following and email them directly.